FIND A GOOD MORTGAGE BROKER
When we can offer you owner financing, we don’t want to be your lender forever. And maybe you can already qualify and not know it! So in any case, you need to find a good, reliable, mortgage professional who can give you straight answers on what you can do now — or in the future.
They should help you establish a game plan for improving your ability to qualify, and can sometimes help you boost up your credit scores.
Submit a Home Buyer Interest Form if you want names of a few mortgage brokers we’ve had good experiences with. The good news is that you can be working with a professional on getting a future loan while living in your new home!
IMPROVE OR REPAIR YOUR CREDIT
Bad things happen to good people. Upon request, we can establish a payment history by having us report your rent or house payments to a credit bureau. Second, when you’re ready to buy or refinance your home, we can provide a rent or mortgage verification report to your lender that can help get your new loan approved. Finally, whether you “rent until close” or buy with owner financing, we can give you the time you might need now to:
• Clear up marks on your credit report
• Take care of outstanding bills
• Establish more time on a job
• Prove self-employment income
• Cash out of an investment
• Sell your current home
NEED TO SELL A HOME FIRST BEFORE GETTING ANOTHER?
Want to avoid making double house payments?
Would you like to use the equity in another house as a down payment, even before it sells?
Many of our buyers are downsizing, upsizing, relocating, or seeking a fresh new start. Discover how you (or someone you know) can quickly and easily sell a home without relying on real estate agents, mortgage real estate agents, mortgage brokers, and banks.